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Immediate steps
- Contact your bank immediately if money was transferred
- Report to An Garda Síochána: 1800 837 837
- Change passwords for any accounts that may be compromised
- Document everything — screenshots, numbers, messages — for the investigation
Emotional recovery
Being scammed causes genuine emotional distress — shame, embarrassment, anger. These feelings are normal and expected. Scammers are professionals who manipulate people for a living.
- Tell someone you trust — isolation makes recovery harder
- Do not blame yourself — report to help prevent others being targeted
- Contact the Samaritans if you are struggling: 116 123 (24 hours)
Financial recovery options
- Bank transfers: request a recall — banks have recovery processes
- Card payments: request a chargeback through your bank
- Crypto: limited recovery — report to Garda for intelligence purposes
- Gift cards: contact the issuer immediately
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